Unlock the Power of Black Debit Cards and Redefine Your Banking Experience 

Credit Card or Debit Card

The Kotak Mahindra Privy League Platinum debit card has arrived to bring you into a world of luxury and convenience like never before. This metal card is designed under Privy League Programmes. This black debit card is made with advanced contactless technology and is an exclusive card that helps you smartly save money.  

The card gives you cashback on your regular expenses, like grocery, air travel, renting cars, and paying for hotels, restaurants, and more. Besides getting cashback on your daily expenses, you have a higher limit than most banks and complimentary insurance coverage. 

Features & Advantages of Kotak Mahindra’s Privy League Black

The Privy League Platinum Debit Card from Kotak Mahindra offers an array of exclusive features and benefits:

Higher Transaction Limits:

If you are a part of the Privy League Black Programme at Kotak Mahindra, this card grants you high transaction limits. Customers can purchase up to Rs 5,00,000 and withdraw up to Rs 2,50,000 lakh from ATMs.

Purchase Protection:

This feature safeguards your purchases made with this black debit card. If you lose or have items stolen within a specified timeframe after purchase, you’re covered for up to Rs 1,50,000 lakh.

Free Insurance:

You’re entitled to complimentary travel insurance as a Privy League Black Metal debit card holder. It includes Lost Baggage coverage of Rs 1,00,000 lakh and Air Accident insurance of up to Rs 50,00,000 lakh.

Protection Against Lost Cards:

If your card is lost or stolen, you’re protected against misuse or fraudulent use. The Lost Card Liability covers you for up to Rs 6,00,000 lakh.

Contactless Card Convenience:

The Privy League Black Metal debit card has a unique feature called Visa Paywave contactless technology. It lets you pay quickly, easily, and securely at stores. You can tap your card at a retail shop, accepting contactless payments.

If you’re shopping at other places that don’t accept contactless payments, you can still use your card like usual by swiping it.

Here’s why contactless payments are great:

● You don’t have to enter your PIN. Just touch your card to the payment reader, and you’re done.

● Your card never has to leave your hand. So you can rest assured your card does not get lost and used for fraudulent activities.

Exclusive Discounts:

Experience the best with this Kotak 811 physical debit card. Enjoy concierge services, up to 10% discounts on selected hotels, and VIP access to over 2000 premium restaurants across India and Dubai with up to 50% discounts.

You can also enjoy a 20% discount on Swiggy with user code PRIVY20 on 10 orders throughout the year. Ensure your order is at least Rs 200 to avail of this deal. The most you can save on one order is Rs 300.

Additionally, When you activate your card using an E-commerce or POS transaction, you’ll also get some fantastic complimentary memberships like:

● EazyDiner Prime Membership

● Lafayette Luxury Concierge Membership

● MMT Black Elite Membership

Airport Lounge Access:

Travel stress-free with access to luxurious airport lounges worldwide through the Priority Pass program. With your Kotak Mahindra debit card, you can enjoy this perk twice a quarter at domestic airports.

Worldwide Acceptance:

Whether you’re travelling nationally or internationally, this card is widely accepted at Visa-enabled merchant locations and ATMs across the globe. And with reduced cross-currency markup of up to (1.5%) benefit with the Kotak 811 physical debit card, you don’t have to worry while spending.

Access to 3-in-1 Demat Account:

The Privy League program lets Customers enjoy personalised portfolios and investment solutions designed to meet their unique needs. Our expert specialists carefully create an investment portfolio that matches the customer’s risk preferences and financial objectives, aiming to help their wealth grow.

With Privy League, customers gain access to a powerful 3-in-1 Integrated Account. It includes a Bank Account, Demat Account, and Trading Account, all in one place. Additionally, customers can take advantage of exclusive access to personalised investment insights and detailed research reports tailored to their interests.

Fuel Surcharge Waiver:

Combat the rising cost of fuel with a fuel surcharge waiver. When refuelling at Indian petrol stations, this card saves you from the 2.5% surcharge on up to Rs 30,000 in a calendar month.


The Kotak Mahindra Privy League Black debit card is another name for luxury and convenience. Created as part of the innovative Privy League Programs, this metal card is all you need wherever you go. Like credit cards, It provides an effective method for saving money and enjoying exciting amenities, making it a smarter and more efficient choice.

So if you are looking to redefine your banking experience, apply for a Kotak Mahindra Privy League Black debit card and enjoy this new experience.

Read: Save Money, Earn Rewards: Find the Perfect Credit Card with No Annual Fee!

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